According to Nick van Eck, Stripe’s Tempo signals a push to build a next-generation, Visa-like payment network with business-oriented features under a message of credible neutrality while directly competing with incumbent rails. Source: Nick van Eck on X, Sep 6, 2025. According to Nick van Eck, Stripe is effectively declaring war on stablecoin builders, payment networks, and banks, while Visa and Mastercard are playing catch-up on-chain. Source: Nick van Eck on X, Sep 6, 2025. According to Nick van Eck, Visa and Mastercard could retaliate by severing ties with Stripe, with lost Stripe volume likely re-routing to other processors on Visa/Mastercard rails, and Stripe is speed-running a full-stack to reduce dependence. Source: Nick van Eck on X, Sep 6, 2025. According to Nick van Eck, the opportunity at stake exceeds $1T in enterprise value over the next decade, and initiatives like withAUSD are positioned as part of an anti-Stripe portfolio. Source: Nick van Eck on X, Sep 6, 2025. According to Nick van Eck, these dynamics raise competitive risk for Visa and Mastercard and could reshape stablecoin payment projects and on-chain payment flows, a setup traders may monitor for headline and regulatory risk across payments and crypto rails. Source: Nick van Eck on X, Sep 6, 2025.

According to @muneeb, Stripe and Paradigm announced Tempo, a new stablecoin-focused chain backed by Paradigm funds and Stripe’s balance sheet, organized to execute with startup-like speed for crypto infrastructure. Source: @muneeb. He notes Stripe has recently acquired and integrated crypto-native firms Bridge and Privy, has strong in-house engineering and founder-level talent, and brings unparalleled distribution and initial customers through its existing market position. Source: @muneeb. He adds Paradigm is atypical for a VC, with CTO Greg and in-house crypto and security R&D hires, signaling strong technical depth behind Tempo. Source: @muneeb. Addressing censorship concerns, he argues that Tether (USDT) and USDC already implement blacklist and freeze controls, so centralized stablecoins on decentralized rails do not gain censorship resistance; instead, fast UX, low fees, and stablecoin-denominated gas can drive adoption. Source: @muneeb. He views Tempo as competing more with newer stablecoin chains like Plasma or Stable than with Ethereum, and says it could take usage from chains that rely heavily on stablecoins for revenue and narrative, to some extent including Ethereum (ETH). Source: @muneeb. From a Bitcoin builder perspective, he advocates for Tempo-like chains to leverage Bitcoin (BTC) security and finality as Stacks settles to Bitcoin L1, and to support issuance of BTC-derived assets such as sBTC. Source: @muneeb.

According to @milesdeutscher, Wall Street firms like BlackRock are pushing tokenization while corporations such as Stripe (Tempo) and Circle (ARC) are building their own chains, creating a fragmented multi-chain environment that needs a universal translator. Source: @milesdeutscher on X, Aug 13, 2025. According to @milesdeutscher, Chainlink (LINK) provides this interoperability layer, positioning it at the center of the tokenization and cross-chain interoperability narrative that traders track. Source: @milesdeutscher on X, Aug 13, 2025.